That’s true and part of me would love to see that, but some utilities (such as water and electric) going under would probably be a bad thing if there wasn’t a plan to swoop in and bring them under public control right away. Otherwise, things would get bad really quick in a lot of places if power and water stopped being available for everyone for an extended time. Things like hospitals, grocery stores, repair shops, etc. would all be working at greatly reduced capacity and capability. Barring a full-on revolution where the people could seize these utilities for public ownership and operate it themselves, I don’t see that happening because the government would be likely to simply bail out a lot of the companies, or they’d be bought up and probably end up being consolidated by an even fewer number of people.

That’s a correct use of a comma. You often use commas when using a persons name. Isn’t that right, Grandwolf?

“Mom, have you seen my keys?”

“I’m off to the store, Sarah.”

“My best bud, Zach, is a geologist.”