Surely health insurance would be making a loss on this particular person.

Voyager error. It’s a gif of Star Trek, I think.

Embedded for convenience:

wait, I’m confused now, can you bring the sharks back?

You’re not wrong but there is one thing: hitting the ground is an instantaneous impact with a hard surface. Being swooped in some direction is a relatively slower process - the swooper is softer than concrete, and the change in velocity is spread over a longer period of time (even if it’s still “instantaneous” to the casual observer, it can be an “instant” 100 times longer than ground impact).

It’s like landing on a mattress vs a hard floor - from a high enough height both are deadly, but I’d still pick the mattress.